## Section 1: Legality & Business Model

### 1. Is a commission rebate legal in Ontario?

Yes, commission rebates are fully legal in Ontario under REBBA 2002 (Real Estate and Business Brokers Act). Real estate agents can rebate commissions to registered buyers, and this practice is well-established across the GTA.

Since 2020, I've provided over $500,000 in commission rebates to Toronto area buyers, with all agreements properly documented in our Buyer Representation Agreement. This model is mostly used by sophisticated professionals including engineers, doctors, and business owners who understand value optimization.

The seller pays the buyer's agent commission (typically 2.5% in Toronto), and I rebate this amount to you minus my service fees. Everything is transparent and legally compliant.

**Contact me at 647-914-7337 to verify the legality and calculate your specific rebate.**

### 2. How can you afford to give such large rebates?

I operate an efficiency-based model by focusing exclusively on high-value professional services: showing, market analysis, negotiation, contract preparation, and closing coordination.

Unlike traditional realtors, I don't spend time on activities you can handle yourself: property searches, unnecessary showings, or emotional hand-holding. This allows me to maintain professional hourly rates while providing substantial commission rebates to clients.

For example, on a typical $1000,000 Toronto property, I might spend 20-30 hours of professional time earning $3,000-6,000 total, while rebating around $20,000 to you - creating a true win-win efficiency partnership.

**My clients have saved an average of $25,000 each compared to traditional 2.5% commission structures.**

### 3. What's your actual business model vs traditional realtors?

**Traditional Model:** Full-service hand-holding, 2.5% commission ($20,000 on $800K property), includes many services you may not need or can be done DIY.

**My Model:** Professional expertise where you need it most - showings (if open house unavailable), negotiation, contracts, market analysis, closing coordination. You pay service fees (~$4,000-6,000) including success fee ($2,500, deductible from rebate) and receive back the majority of the 2.5% commission.

**Net Result:** You save an average $20,000+ per transaction while receiving expert professional service on complex aspects of real estate transactions.

I work primarily with engineers, doctors, business owners, and investors in Toronto and GTA area who prefer efficiency over traditional full-service models.

**Schedule a consultation to see exactly how this works for your specific situation.**

### 4. Is this compliant with RECO regulations?

Yes, I am fully licensed with RECO (Real Estate Council of Ontario) and carry professional liability insurance. My brokerage maintains full compliance with Ontario real estate regulations.

Commission rebates are an established practice under REBBA 2002, with proper documentation requirements that we follow meticulously. All rebate agreements are included in our Buyer Representation Agreement.

I've successfully completed transactions since 2021 with zero compliance issues. Many of my clients are professionals (engineers, doctors, accountants) who require high standards of regulatory compliance.

**All agreements are legally documented and professionally managed according to RECO standards.**

### 5. How is this different from discount brokerages?

**Discount Brokerages:** Typically offer reduced service levels across all aspects of the transaction to justify lower fees.

**My Service:** Full professional expertise on complex components (market analysis, negotiation, contracts, closing) while eliminating services you don't need (emotional support, deposit delivery, door fix, etc.).

I maintain professional standards on all technical aspects of your transaction. The efficiency comes from working with self-directed, analytical clients who prefer control over their buying process.

Instead of simply seeking the lowest service fee, most of my clients are sophisticated professionals who understand value optimization and want expert service where it matters most.

**You get premium professional service on technical aspects while maintaining control over your buying process.**

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## Section 2: Service Quality & Professional Standards

### 1. Will you maintain high professional standards at lower fees?

Absolutely. My professional reputation depends on excellent outcomes, and lower total fees don't mean lower professional standards - they mean focused efficiency on high-value services.

I maintain the same professional standards on market analysis, negotiation strategy, and contract management as any high-end service. The efficiency comes from eliminating activities you prefer to handle yourself, not cutting expertise.

Since 2021, I've maintained a high success rate on accepted offers and have never had a transaction fail due to service issues. My clients include engineers, doctors, and business owners who demand professional excellence.

**I am focusing on skilled work rather than spreading time across activities you don't value.**

### 2. What's your track record with complex deals?

I've successfully handled investment properties, corporate purchases, the first-time homebuyer purchase, and multi-property portfolios across Toronto, Markham, Richmond Hill, Vaughan, Oakville, etc. since 2021.

**I specialize in working with analytical professionals who need expert execution on complex real estate transactions.**

### 3. Do you have the same MLS access and tools as full-service agents?

Yes. I have identical MLS access, market databases, legal forms, contracts, and professional networks as any traditional realtor in Ontario.

The difference is not in tools or access - it's in how we allocate time and focus our professional efforts. You get the same market data, comparable sales analysis, and negotiation tools, just delivered more efficiently.

I provide detailed market analysis, property reports, and investment analysis using the same professional-grade tools and databases used by high-end Toronto realtors.

**Same professional tools and market access, just delivered through a more efficient service model.**

### 4. How do you ensure quality without traditional hand-holding?

I work exclusively with self-directed, analytical professionals who prefer control over their decisions rather than emotional support and legwork service.

Quality comes from expertise in areas that require professional licensing: market analysis, negotiation tactics, contract law, and closing procedures. These are the high-value services where professional competence matters most.

My clients (primarily engineers, doctors, business owners, and investors) appreciate professional competence over emotional support. They want expert execution on technical aspects while maintaining control over decision-making.

**Quality through expertise, not through time spent on activities you can handle more efficiently yourself.**

### 5. What happens if I'm not satisfied with your service?

You can stop using my service without any legal obligation. The buyer representation agreement is normally valid for one ~ two weeks and is only valid for the specific properties that we have been working on. 

The success fee ($2,500) is only paid when your transaction closes successfully, so I'm invested in your satisfaction throughout the entire process. Unsatisfied clients don't refer business or provide the reviews that sustain this model.

Since 2021, I've maintained a high level of client satisfaction without complaint, primarily because we work with clients who understand and appreciate this efficient professional service model.

**Your satisfaction is guaranteed, and I'm only fully compensated when your transaction closes successfully.**

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## Section 3: Process & Role Clarity

### 1. Exactly what do you do vs. what do I do?

**You Handle:** Property searches, initial screening, financing pre-approval, decision-making on properties to view and purchase.

**I Handle:** Viewing Booking, Market analysis, property market valuations, offer strategy development, negotiation, contract preparation, closing coordination, and commission rebate processing.

This division allows you to maintain control over property selection while receiving professional expertise on technical aspects that require licensing and specialized knowledge.

Most of my clients (engineers, doctors, business owners in Toronto and GTA) prefer this approach because they're capable of handling research and initial screening more efficiently than traditional agents.

**You control the process, I provide professional expertise where you need it most.**

### 2. How does this work with lawyers, banks, and other professionals?

Your lawyer is not typically involved in the rebate process. Banks and mortgage lenders are familiar with commission rebates - they don't affect mortgage approval since rebates reduce your net purchase cost.

I coordinate regularly with mortgage brokers, lawyers, home inspectors, and other professionals throughout the GTA. The rebate model is well-established and creates no complications in the professional process.

Many lawyers, accountants, and mortgage brokers in the Toronto area are aware of commission rebates before. It's a recognized business practice that integrates smoothly with standard real estate transactions.

**All professionals in the transaction understand and accommodate commission rebates as standard practice.**

### 3. Will other agents and sellers take my offers seriously?

Absolutely. Your offers are presented professionally with identical legal weight as any traditional buyer. Listing agents care about offer terms, your ability to close, and your financial qualification - not your buyer agent's fee structure.

I've never experienced an offer being treated differently due to our fee model. Sellers want the best offer terms and the strongest buyer, which you provide through proper preparation and professional presentation.

Many sophisticated buyers in Toronto (including professionals and investors) use efficiency-based models. It's viewed as smart financial planning, not as a limitation.

**Listing agents and sellers focus on your offer strength and ability to close, not your agent's compensation structure.**

### 4. What are ALL the fees involved (no hidden costs)?

**Complete Fee Structure:**

- Showing fees: Variable based on properties viewed

- Offer preparation fee: Fixed fee per offer submitted  

- Success fee: $2,500 (deductible from your commission rebate)

- Commission rebate: Typically $25,000 on an $1M Toronto property

**Net Cost Example** (on $1,000K property):

- Total fees paid: ~$4,000-6,000

- Commission rebate received: ~$20,000  

- **Net savings: ~$20,000+ vs traditional 2.5% commission**

All fees are disclosed upfront with no surprises or hidden costs. Everything is documented in our Buyer Representation Agreement.

**Contact 647-914-7337 for exact fee calculation based on your specific property search.**

### 5. When and how do I receive my commission rebate?

Commission rebates are typically processed 2-4 weeks after successful closing, once all funds have been distributed and commissions received from the listing brokerage.

The rebate amount is calculated as the commission received minus our service fees and success fee. For example, on a $1,000K Toronto property with 2.5% buyer commission: $25,000 commission minus ~$5,000 total fees = ~$20,000 rebate to you.

Payment is made by cheque or wire transfer. All amounts are confirmed and documented before closing.

**Your rebate is guaranteed in writing and processed promptly after closing.**

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## Section 4: Time, Efficiency & Availability

### 1. Will this save me time or create more work?

This model saves you time by eliminating inefficiencies in traditional full-service approaches: unnecessary meetings, sales presentations, emotional hand-holding, legwork, and repeated explanations of your requirements.

You handle activities you can do more efficiently yourself (property searches using online tools), while I handle activities requiring professional expertise (negotiations, contracts, market analysis).

Most of my clients are busy professionals (engineers, doctors, business owners) who prefer this efficient approach. You spend time on decisions you want to control, not on activities that don't add value to your specific situation.

**Streamlined process designed for analytical, self-directed professionals who value efficiency.**

### 2. Can you move fast enough for the competitive Toronto market?

Yes, often faster. Since you're pre-qualified, decisive, and understand the process, we can prepare and submit offers quickly without lengthy consultation processes.

I maintain professional availability for urgent decisions and time-sensitive opportunities. When you find a property you want, we can move immediately on market analysis, offer strategy, and submission.

My efficient model means I'm not overbooked with unnecessary activities, allowing quick response times for serious opportunities in Toronto's competitive market.

**Streamlined decision process often moves faster than traditional full-service approaches.**

### 3. Are you available for evenings and weekend showings?

Yes, I maintain professional availability, including evenings and weekends when needed. Real estate opportunities don't follow business hours, especially in Toronto's competitive market.

However, showings are scheduled efficiently rather than casually. Since you've pre-screened properties and have specific viewing goals, we maximize the value of each showing appointment.

Most of my clients prefer concentrated, efficient showing schedules rather than frequent, casual property visits. This works well for busy professionals with demanding schedules.

**Professional availability when you need it, scheduled efficiently to respect your time.**

### 4. How do you handle multiple clients efficiently?

I work with a limited number of active clients to ensure professional attention and quick response times. The efficiency model allows me to serve clients at higher professional standards rather than volume-based approaches.

Since my clients are self-directed and decisive, they don't require constant attention or hand-holding. This allows me to focus professional time on high-value activities for each client.

Client onboarding includes clear communication protocols and timeline expectations, ensuring everyone receives appropriate professional attention when needed.

**Limited client base ensures professional attention and responsiveness for each transaction.**

### 5. What if I want to switch realtors mid-process?

You can terminate our agreement at any time. You'll only pay for services already provided with no penalties or long-term commitments.

Most clients don't switch because the model works well for analytical, self-directed professionals. But there's no financial penalty if our approach doesn't fit your needs.

**No long-term commitments or penalties - you pay only for services actually provided.**

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## Section 5: Investment & Financial Analysis

### 1. Show me the math - what exactly will I save?

**Example: $1,000,000 Toronto Property**

**My Service:**

- Service fees: ~$4,000-6,000

- Commission rebate: $25,000

- Your Net savings: ~$19,000-21,000

This represents a 2% improvement on your total investment return. For investors building portfolios, these savings compound significantly across multiple transactions.

**Contact 647-914-7337 for exact calculations based on your specific property target.**

### 2. How does this impact my investment returns long-term?

Commission savings directly improve your ROI on each property. On a $1M investment property generating 5% annual return, saving $20,000 in transaction costs is equivalent to 4 years of additional returns.

For portfolio builders: Saving $20,000 per transaction allows faster portfolio growth through reinvestment of saved capital. Many of my investor clients use commission savings as down payments for additional properties.

The efficiency model also saves time, allowing active investors to complete more transactions annually while reducing per-transaction costs.

**Commission savings accelerate portfolio growth and improve long-term investment returns.**

### 3. Can you handle investment property analysis and portfolios?

Yes, I provide comprehensive investment analysis, including cap rate calculations, cash flow projections, market rent comparisons, and neighbourhood investment potential assessments.

I work regularly with investors building portfolios across Toronto. Services include: comparative market analysis, rental market assessment.

**Specialized expertise in investment property analysis and portfolio development strategies.**

### 4. What's the total cost comparison vs traditional realtors?

**Comprehensive Cost Analysis (Average Toronto Property: $1,000,000)**

**Traditional Full-Service:**

- Commission cost: $25,000

- Time investment: High (multiple meetings, hand-holding), depending on client types

- Total cost: $25,000 + opportunity cost of time

**My Efficiency Model:**

- Service fees + success fee: ~$5,000

- Commission rebate: $20,000

- Time investment: Low (focused professional interactions)

- **Total savings: ~$20,000 + time savings**

For investment properties, this savings rate significantly impacts portfolio ROI and growth potential.

**Schedule a consultation to analyze total cost comparison for your specific situation: 647-914-7337**

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## Contact Information

**Wei Wang, Real Estate Professional**  

**Phone:** 647-914-7337  

**Email:** wei.wang@realsav.com  

**Licensed Since:** 2021  

**Areas Served:** Toronto and Other GTA area,s including Markham, Richmond Hill, Vaughan, Oakville 

**Specializing in:** Commission rebates for engineers, doctors, business owners, and real estate investors across the Greater Toronto Area.